One (Self only) - one policy only
This is one individual policy that only covers you for a total of ₹20 lakh
Pro (Parents only) - at least 1 and up to 2 separate policies
You can purchase up to two policies for:
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your mother or mother-in-law
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your father or father-in-law
Please note, you can’t cross select (i.e mother and father-in-law or vice versa)
Each individual is covered for ₹20 lakh. So, if you buy 2 policies for your mother and your father, they are covered for ₹20 lakh each.
Plus (Self + Parents) - at least 2 and up to 3 separate policies
Here, you will need to purchase one policy for yourself and up to two policies for:
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your mother or mother-in-law
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your father or father-in-law
Please note, you can’t cross select (i.e mother and father-in-law or vice versa)
Each individual is covered for ₹20 lakh.
Example: you could be buying 3 policies for you, your mother and your father where each person is covered for ₹20 lakh or you could be buying 2 policies for you, and say, your father-in-law where each person is covered for ₹20 lakh.
Max (Self + Spouse + Kids) - one policy only
This plan includes you, your spouse and up to two kids. Here, you would be purchasing one policy where your entire family will be sharing a ₹20 lakh cover. This is typically called a floater cover.
Grand (Self + Spouse + Kids + Parents) - at least 2 and up to 3 separate policies
This plan would include:
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A floater policy for you, your spouse and up to 2 kids
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A policy for your mother or mother-in-law
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A policy for your father or father-in-law
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